Last updated: 1 June 2026
These Terms & Conditions ("Terms") are a binding agreement between you and Jacob Orsborn-Smith ("Milo Bets", "we", "us", "our") and govern your use of the Milo Bets mobile application and related services (the "App"). They also serve as the End-User Licence Agreement (EULA) for the App.
1.1 Milo Bets is a social party game for entertainment. You create light-hearted "bets" with friends; the person who loses completes a non-monetary "forfeit" — a dare or playful penalty (for example, "buy the next round").
1.2 No gambling. Milo Bets is not a gambling service. There is no stake of money or money's worth placed with us or pooled between users through the App; no prize of money or money's worth won through the App; and no wagering, betting, lottery, or game of chance for a prize operated by us. The word "bet" is used in a casual, social sense only. The App does not facilitate, process or hold any wagers, pots or winnings. You must not use the App to operate or settle real-money gambling.
1.3 Forfeits are decided and performed by users, in the real world, entirely at their own choice and risk. We do not direct, supervise, witness or enforce forfeits. Forfeit "packs" are simply lists of suggested dares.
2.1 You must be aged 17 or over. By using the App you represent and warrant that you are at least 17.
2.2 You must have the legal capacity to enter into these Terms and must not be barred from using the App under the laws of your country.
2.3 You are responsible for ensuring your use of the App is lawful where you are.
3.1 Provide accurate registration information and keep it up to date.
3.2 You are responsible for keeping your login credentials secure and for all activity under your account. Tell us promptly at jacoborsbornsmith@gmail.com if you suspect unauthorised use.
3.3 You may not share, sell or transfer your account, or impersonate anyone else.
You are solely responsible for the bets and forfeits you create, agree to and carry out. Only take part in, and only perform, forfeits that are safe, legal, consensual and within your own limits. If a forfeit feels unsafe, illegal or wrong — don't do it. Nothing in the App is a recommendation or instruction to do anything; suggestions are for entertainment only. We may remove content and suspend or terminate accounts that breach this section.
5.1 Any forfeit or dare is voluntarily undertaken at your own risk, in the real world and outside our control.
5.2 To the fullest extent permitted by law, you assume all risk arising from bets and forfeits and you release us from any claim, liability, loss, injury or damage that results from a bet or forfeit being proposed, accepted or performed by you or anyone else.
5.3 Nothing in this section limits liability that cannot be limited by law (see 11.4).
6.1 You retain ownership of the content you submit (bet titles, custom forfeit text, group names) ("User Content").
6.2 You grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce and display your User Content solely to operate and provide the App (e.g. showing your bet to other members of your room).
6.3 You are responsible for your User Content and confirm you have the right to submit it and that it complies with section 4.
6.4 We may, but need not, review, moderate or remove User Content, without notice where it breaches these Terms.
7.1 Some forfeit packs are paid digital content sold through the Apple App Store using your Apple ID, at the price shown at purchase.
7.2 Purchases are processed by Apple, subject to Apple's Media Services Terms. We do not receive your payment-card details.
7.3 Forfeit packs are digital content with no real-world or monetary value, licensed (not sold) to you for personal, non-commercial use, and cannot be exchanged for cash.
7.4 Refunds are handled by Apple under its policies and your non-excludable legal rights. As digital content is delivered immediately, you may lose the right to cancel once access begins, except where the law provides otherwise.
7.5 Restore previous purchases via Profile → Restore purchases. Pack availability may change over time.
8.1 Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable licence to download and use one copy of the App on Apple-branded devices you own or control, as permitted by the Apple Media Services Terms and the Usage Rules therein (including Family Sharing where applicable), solely for your personal, non-commercial entertainment.
8.2 Except as permitted by law, you must not copy, modify, reverse-engineer, decompile, disassemble, create derivative works of, rent, lease, lend, sell, redistribute or sublicense the App; remove proprietary notices; or use the App to build a competing product.
8.3 All rights not expressly granted are reserved. The App and all related IP (other than User Content) belong to us or our licensors.
9.1 The App is provided on an "as is" and "as available" basis. We may update, change, suspend or discontinue the App or any feature at any time.
9.2 We are not liable for unavailability, data loss or interruption beyond our reasonable control.
10.1 You may stop using the App and delete your account at any time via Profile → Delete account.
10.2 We may suspend or terminate access immediately if you breach these Terms, if required by law, or to protect users or the service. On termination your licence ends. Sections that by nature survive (e.g. 4, 5, 6.2, 11, 12, 14) survive termination.
11.1 To the fullest extent permitted by law, the App is provided without warranties of any kind, express or implied, including satisfactory quality, fitness for a particular purpose and non-infringement. We do not warrant the App will be uninterrupted, error-free or secure.
11.2 The App is for entertainment only. We give no advice and make no representation that any bet or forfeit is safe, legal or appropriate.
11.3 To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential or punitive damages, or for loss of profits, goodwill, data, or for any injury, loss or damage arising from bets or forfeits proposed, accepted or performed by you or others. Our total aggregate liability will not exceed the greater of (a) the total amount you paid us (if any) in the 12 months before the claim, or (b) £100.
11.4 Nothing in these Terms excludes or limits liability that cannot be excluded or limited by law — including liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for your non-excludable statutory rights as a consumer (e.g. under the UK Consumer Rights Act 2015). Those rights are unaffected.
To the extent permitted by law, you agree to indemnify and hold us harmless from claims, liabilities, damages, losses and reasonable expenses (including legal fees) arising out of: (a) your breach of these Terms; (b) your User Content; or (c) a bet or forfeit you proposed, accepted, performed or caused. This does not apply to the extent a loss is caused by our own breach or negligence.
These Terms are between you and us only, not with Apple. The following apply to the App obtained through the Apple App Store, and Apple's standard Licensed Application End-User Licence Agreement also applies to the extent more protective of you:
14.1 These Terms and any dispute are governed by the laws of England & Wales (for example, England & Wales).
14.2 The courts of England & Wales have jurisdiction, except that if you are a consumer you benefit from any mandatory consumer-protection rules of your country of residence and may be able to bring proceedings in your local courts.
14.3 Complaints first. Please contact us at jacoborsbornsmith@gmail.com to try to resolve any issue informally before formal proceedings.
15.1 Changes. We may update these Terms; if material we will update the date and, where appropriate, notify you in-app. Continued use means acceptance.
15.2 Severability. If a provision is unenforceable, the rest remains in force.
15.3 No waiver. Failure to enforce a provision is not a waiver.
15.4 Assignment. You may not assign these Terms; we may assign to an affiliate or successor.
15.5 Entire agreement. These Terms and the Privacy Policy are the entire agreement regarding the App.
Jacob Orsborn-Smith
111 Heene Road, Worthing, West Sussex, BN11 4PH, United Kingdom
Email: jacoborsbornsmith@gmail.com
This document is a template prepared for Milo Bets and is provided for general informational purposes. It is not legal advice. Before publishing, have it reviewed by a qualified solicitor and complete all {{PLACEHOLDERS}}. The non-gambling characterisation in section 1 should be confirmed with a solicitor for each market you launch in.